Why Employer Should Care about the Helper’s Money
Why Employer Should Care about the Helper’s Money
Filipino maids / Indonesian maids dive into the risks and sacrifices of being a foreign domestic helper because, primarily, they want to provide for their family’s financial needs. Despite their hardwork and willingness to save up, some problems arise when relatives back home borrow money from them without a legitimate reason or because of some emergencies. Loan sharks are also everywhere ready to victimize the first Indonesian maid / Filipino maid they meet outside. While we should maintain a civil relationship with our live-in maids at all times, we should still stick our noses on their money matters. Here’s why:
Our live-in maid, our responsibility.
Why do we need to be involved in how live-in maids spend their money? Isn’t it out of the employer’s business the moment she hands over their salary? Here are the following three reasons why we should track our Filipino maid / Indonesian maid’s spending as well:
1) We want them to focus on working in our household, not to be occupied with financial worries. Employers know how tiring and time-consuming it is to run a household and look after the children at the same time, that’s why they hired a helping hand in the first place. We don’t want other worries to have a share of her time or drag her working performance.
2) The Filipino maid / Indo maid lives in our address and she is, therefore, our responsibility. Horror stories about live-in maids being chased by loan sharks to their employer’s home are indeed scary. No matter how much we don’t want to get involved in the helper’s financial life, she still lives under our roofs and therefore she becomes our responsibility.
3) We want the helper to have a sustainable livelihood too, after all. Not only using manpower but we want the Indo maid / Filipino maid to uplift her family’s status in her home country while she works with us. The best thing about hiring a domestic helper is we impact each other’s life greatly. While she’s working for us in Singapore, employers also want their helpers to achieve their career goals.
So, what are the things the employer can do to protect her family and protect her helper? Here are effective ways we can do as employers in Singapore without withholding the live-in maid’s monthly pay:
Warn them about the dangers of loan sharks in Singapore.
In case the Filipino maid / Indo maid goes out for an offday, she should know the major characteristics of loan sharks she may bump into. Illegal moneylenders operate without a business address, does business without a contract, implements excessive rates, offers a large sum of money to the loan as a bait, and doesn’t have a license from Ministry of Law. In other words, it’s easy money but they also easily devour their victims. She may also receive notification texts from these illegal money lenders to entice her to apply for a loan and she must avoid these interactions.
Encourage them to be honest with you.
First, let’s identify the reason why they choose to lie to their employers. Usually, it’s because they know their employer as someone who is against them instead of the one helping them. Let the Indo maid / Filipino maid know employers can be trusted in money matters by listening to them whether it’s a talk about work or talk about their own family. Building a trusted relationship with her is a long process but it starts at encouraging the Indo maid / Filipino maid to speak up.
Teach her how to say ‘no’.
Your live-in maid may still get involved with loan sharks even though she didn’t borrow from anyone. There are stories about helpers pressured by their friends to sign as guarantor for a loan. This is putting their names, not to mention their employers, at risk if their friend runs away from their unpaid loans. Wise live-in maids know how to say ‘no’ to this kind of dangerous deals. On the other hand, she must also learn how to say ‘no’ to relatives borrowing money for no legitimate reason. Sometimes, the number one reason they can’t save up is because they would send money to family back home even though they don’t have enough.
Enrol them in financial literacy programs.
Agencies like Eden Grace Maids Agency set up seminars about how to manage their finances wisely to avoid money problems. They also made efforts to educate the aspiring foreign domestic helpers during their training in the Philippines, some time before their contract begins.
Employers benefit too when their Filipino maid / Indonesian maid is financially stable! We hope this article helped you a lot.
Consider hiring a maid to maintain a tidy household environment. Eden Grace Maids Agency offers manpower help that can carry out your family’s daily organizing and household chores routines. You wouldn’t have to worry about your household chores when you have someone trained and taught to take care of your household burdens!